Add the account balances of your (and if married, your spouse’s) cash, savings, and checking accounts as of the day you submit the FAFSA form. Enter the total of all accounts as the total current balance. If the total balance is $10 million or more, enter 9999999. If the total balance is negative or zero, enter 0 as the total current balance.
Don’t include student financial aid or retirement plans (401[k] plans, pension funds, annuities, noneducation IRAs, Keogh plans, etc.) in your account balances.
Round to the nearest dollar. Don’t include commas or decimal points.